Innovative Insurance
Consultants & Agents

Specialists in insurance placement, program design, and back-office functions. PAR delivers out-of-the-box solutions to your most complex risk challenges.

25+
Years Experience
20+
Licensed States
What We Do

Expertise Across
Two Core Disciplines

01
Insurance Program
Back Office Functions

Comprehensive back-office support for insurance programs — from policy administration and claims management to compliance, reporting, and operations.

02
Commercial
Insurance Placement

Tailored commercial insurance for businesses of every size. PAR leverages deep market relationships to secure the right coverage at competitive terms.

Our Philosophy

We Think
Outside the Box

PAR was built on the belief that the best insurance solutions rarely come from off-the-shelf products. We invest time to fully understand your business, risk profile, and long-term objectives before recommending any program.

Whether you're seeking captive structures, alternative risk transfer mechanisms, or conventional commercial coverage, we bring the same rigorous consultative approach every time.

I.

Deep Discovery

We take time to understand your business, exposures, and goals before recommending any solution.

II.

Market Expertise

Access to a broad network of carriers and program markets, including specialty and alternative risk options.

III.

Innovative Structuring

From captives to manuscript policies, we design programs that align coverage with your actual risk profile.

IV.

Ongoing Partnership

PAR remains actively engaged through the policy lifecycle and at every renewal, not just at bind.

Proud Member of Industry Organizations

CLI Select
IAOA
Get In Touch

Let's Discuss
Your Risk Profile

Primary Contact
E. Paul Schaefer
Phone
Licensed In
Licensed in 20+ States